Clarkston State Bank Announces Agreement To Merge With Waterford Bank, NA

Read our press release  |  Read our Merger FAQs

Experience the CSB Difference

As the #1 ranked Michigan bank in overall growth and strength in Q1 2018, we’re helping to drive our local economy.

Financing Your Future
Flexible, customized commercial loans to help Michigan businesses build and grow.

12 – 17 Month CD Rate
Earn 1.75% / 1.76% APY on a 12 – 17 month CD. Open an account today. View details »

New Mobile Deposit Rule
Effective immediately, endorse mobile deposit checks “For Mobile Deposit at Clarkston State Bank.“

Tools for Building a More Successful Business

Opportunities. Not Obstacles.
Where others start with “no,” we find ways to make business possible.
Great business banking begins with listening to you. This allows us to provide tailored cash management, commercial loans, merchant processing solutions and more to help you grow.

Local. Regional. National.
Based in Southeast Michigan. Local know-how, world-class capabilities.
Our decision-making doesn’t happen in some distant metropolis. Right here in our community, we combine top-tier banking experience with local common sense you can trust.

You Are More Than a Balance Sheet
We’re proud to back the people and vision behind the numbers.
Direct, honest service is at the core of our daily work. Tell us about your unique vision, how your business ticks, and we’ll find a solution that is designed for you – not a template.

Executive Banking Services
Exceptional banking services that save time and money for busy business owners.
We’ve designed business checking and savings accounts, merchant services, treasury management services and more to ensure your cashflow is smooth and efficient.

Made for Michigan Businesses
We understand the unique business banking needs of our local industries and economy.
The economic landscape in Southeast Michigan is unique – we get that. The big banks don’t. From a working capital line of credit to a commercial real estate mortgage, we tailor to fit you.

The Company We Keep
“They create opportunities, not obstacles. That’s why we bank here.“
Because you work directly with our local lenders and bankers, we have answers on the spot and make decisions quickly. No bureaucracy, no red tape. We’ll help you find a path forward.

The intersection of big ideas and getting it done

We help companies throughout Southeast Michigan launch new ideas, scale their operations, reach new customers and grow their business.


Fueling Our Unique Regional Economy

As one of the few banks still headquartered in Michigan, we know our unique economy and business challenges well. We don’t make banking decisions with an algorithm created in a distant global headquarters. We get to know you, your business and your immediate needs to create opportunities for you, not obstacles.


A Better Bank for Our Community

CSB’s roots run deep in Southeast Michigan. We help you manage your money with sound, reliable banking services. More importantly, we are part of a community that regularly helps people and organizations grow and thrive. We provide:

Personal Loans

Get local, friendly financing help for boat and marine loans, auto loans, home equity loans or a HELOC through our consumer loan expert.

Online Banking

Enjoy the convenience of managing your money online, including bill pay, funds transfer and electronic statements.

Mobile Banking

From wherever you are, your CSB mobile app lets you check balances, deposit checks, make transfers, send person-to-person payments, and more.

More Banking & Community Resources

Business Leaders Choose Clarkston State Bank

“From cash management to financing, Clarkston State Bank offers everything a global bank would offer, but with a personal touch.”

Angelo Biondo
CAM Logic

“ClarkstonState Bank offers individualized, personalized, solution-based services. We bring our problems to them and they do the research and bring us a solution – I can’t tell you how valuable that is, especially from a banking partner.”

Jessica Saputo

View all our customer testimonials »

“Unlike some of the big banks we’ve dealt with, you don’t get the same personalized service and decision making capacity that you get when you deal with Clarkston State Bank.”

Patrick Callahan
VFS Leasing