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Other Testimonials

State Farm Insurance Agent Dave Smith:

"Clarkston State Bank Has A Customer For Life In Me"
It took Clarkston State Farm Insurance Agent Dave Smith three months to decide to leave his former bank and switch to Clarkston State Bank. That was three years ago, and today, he's convinced more than ever that it
was the right choice.

In the summer of 1999 current CSB President Dawn Horner visited Dave at his previous office on Dixie Highway with the first CSB president and CEO, the late Dave Harrison. Dave Smith recalled, "They asked to stop by and talk to me, and when they sat down Dave (Harrison) said, " 'What do we have to do to get your business?'" "I was a bit surprised, but I appreciated his directness.
I took to heart their approach, and thought it over for two or three months," said Dave.

At the time, two things made Dave Smith consider switching to CSB:
the offer of a VISA Check Card for his business accounts and CSB branches
were open later. Dave, who had taken over the State Farm Agency on Dixie
Highway from retiring agent Bud Grant in 1997, said he was also considering
a move to the Farmer Jack plaza at Waldon and Sashabaw. The convenience of
having a CSB branch located inside the store was a factor, and CSB had fewer
fees than his previous bank.

"Then I switched two business accounts, my personal account, my
wife's savings account and opened savings accounts for our children," said
Dave. "When you make changes you second guess yourself," said Dave. "My
fears were eliminated when I received personal service. The staff knew who I
was when I walked in and Angela (branch manager Angela Logan) helped me
with a line of credit on my business and personal accounts. I felt so good about
the move I referred another State Farm agent who switched his business
accounts to CSB."

But the kicker came when Dave recently applied for a commercial real
estate loan from CSB to move to his new location on Sashabaw Road north of
Waldon. CSB Vice President and Commercial Loan Officer Tom Clarke created a customized loan package to fit Dave's needs. "Tom worked with me on the application process for a commercial loan. He evaluated my business,
took into consideration the income stream and the property value. He did a great job of walking me through the process so I'd know what's going on," Dave said.

Tom said, "Dave is the type of customer we want to do something for. He was a good fit for CSB right off the bat because he's well-established in the community and has a thriving local business. Dave also made the process easy — he was very thorough with the information he provided to CSB."

Dave has already moved to his new location at 7217 Sashabaw Road across from Pine Knob — and hopes to expand the building in a few years with CSB's help again. "CSB has been very good for my business," Dave said. When I talk to business people in the community I tell them with no hesitation to call CSB."

Other Testimonials

Clarkston Auto: MetroSweep:
ABC Harley-Davidson: Dairy Queen:
Effective Enhancement: Ebner Design Associates, Inc.:
Robert E. Kostin, P.C.: Pontiac Coffee Break:
State Farm Insurance Agent Dave Smith: Apex Auto Wash:
The Swanson Family:  


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