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Rates Effective: December 1, 2011
2010 - 2011 Auto and Motorcycle
Auto and Motorcycle (2009 and Older)
Boats and Recreational Vehicles
Personal Loans
CD Secured Loans
Overdraft Protection Line of Credit
Home Equity Lines of Credit
Home Equity Fixed Rate Term Loans
| Up to 72 months |
5.99% |
6.25% |
*ANNUAL PERCENTAGE RATE (APR) is based in a $10,000 loan amount and a $75 loan processing fee.
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| Up to 60 months |
6.99% |
7.31% |
*ANNUAL PERCENTAGE RATE (APR) is based in a $10,000 loan amount and a $75 loan processing fee
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| Up to 60 months |
7.99% |
8.32% |
*ANNUAL PERCENTAGE RATE (APR) is based in a $10,000 loan amount and a $75 loan processing fee
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| Up to 12 months |
12.50% |
15.33% |
| Up to 24 months |
15.00% |
17.84% |
*ANNUAL PERCENTAGE RATE (APR) is based in a $5,000 loan amount and a $75 loan processing fee
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| Up to 60 months |
3.00% over CD Rate Fixed (5.00% Floor) |
5.39% |
*ANNUAL PERCENTAGE RATE (APR) is based on a $10,000 loan amount, 5.00% interest rate, 48 month term, and $75 loan processing fee. Loan terms are not to exceed CD maturity.
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*ANNUAL PERCENTAGE RATES (APR) based on a $5,000 loan amount, $0 Loan Processing Fees.
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| $5,000 - $250,000 |
WSJ Prime + .00% |
5.00% |
*Annual Percentage Rate (APR) is based upon the Wall Street Journal Prime Rate. Information about the Wall Street Journal Prime Rate is available in the WALL STREET JOURNAL. The Wall Street Journal Prime Rate as of 11/28/2011 is currently 3.25%. Rates are subject to change at any time. An Interest Rate Floor of 5.00% and an Interest Rate Ceiling of 18.00% will apply to all Home Equity Credit Lines. Minimum payment is the amount of accrued interest during statement cycle. Refer to application disclosures for further loan details and payment examples. Third party fees will range from $231.00 to $1,485.00. A $50 Annual Fee applies to all Home Equity Lines of Credit. This fee is waived the first year. Eligible properties must be owner occupied. Maximum Term: 60 months. Maximum Loan to Value: 75%
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| $10,000 - $24,999 |
7.50% |
8.347 |
*Annual Percentage Rate (APR) is based on a $10,000 loan. Refer to application disclosures for further program details. $200 Loan Processing fee applies to all Home Equity Fixed Rate Loans. Third party fees will range from $231.00 to $1,485.00. Eligible properties must be owner occupied. Maximum Term: 60 months. Maximum Amortization: 180 months. Maximum Loan to Value: 75%
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