|Features||Classic Checking||Interest Checking||Electronic Checking|
|Minimum opening deposit||$100||$500||$25|
|Per check fee||None||None||None|
|Monthly maintenance fee||$6||$10||$10***|
|Min balance to waive monthly maintenance fee||$100 daily or $2,500 average relationship*||$1,500 daily or $2,500 average relationship*||Not applicable|
|Interest earned||Not applicable||Variable||Not applicable|
|Minimum balance to earn interest||Not applicable||$1,500**||Not applicable|
|Compounding method||Not applicable||Monthly||Not applicable|
|Interest payment frequency||Not applicable||Monthly||Not applicable|
|Check printing||Printing cost||Printing cost||Printing cost|
** Earns a variable rate of interest on a tiered rate schedule based on account balance.
*** Waived if account criteria is met. One Automated Clearing House (ACH) direct deposit transaction must occur each month and statements must be delivered electronically (no paper statements will be printed).
Courtesy Overdraft Protection is a convenient form of overdraft protection offered by Clarkston State Bank. On qualified checking accounts, the Bank may “cover” up to $500 in overdraft checks for the customer. There is a fee of $35 per draw on Courtesy Overdraft Protection but your payments are covered up to the $500 limit. You avoid the hassle of NSF Notices, and the fees from the other parties.