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CDs & IRAs
Click on the "more info" button to learn more about each account below.
Account Type Min. Opening
Deposit Min.
30-364 Days Fixed Rate CD
$500.00 Simple Interest N/A
365 Day or Over Fixed Rate CD
$500.00 Compounded Quarterly N/A

Clarkston State Bank offers a wide variety of Certificates of Deposit (CD’s) and Individual Retirement Accounts (IRA’s) designed to suit your investment needs. Whether you are looking to invest on a short-term basis, on a long-term basis or just want to start small and allow your money to grow, Clarkston State Bank is committed to offering competitive rates and the service you deserve.

*All Clarkston State Bank Individual Retirement Accounts(IRA's) are offered as Traditional or ROTH retirement plans. Please consult your Accounting professional for information on which plan will best suit your needs.

*Please consult your accounting professional for details on which type of IRA will best suit your investment needs.

**Additional Early withdrawal penalties may be imposed by the Internal Revenue Service. Please consult your accounting professional for more information. Clarkston State Bank may also impose an Early Withdrawal Penalty for funds withdrawn prior to maturity date.

Certificates of Deposit
Clarkston State Bank Certificates of Deposit are available with fixed rates and have terms of maturity beginning at 30 days.

365 Day or Over Fixed Rate CD
These certificates earn interest at a fixed rate and the interest is compounded quarterly. You must deposit $500.00 to open this account. You must maintain a minimum daily balance of $500.00 in the account each day to obtain the disclosed annual percentage yield. You may not make deposits into or withdrawals from your account until the maturity date. If you withdraw any of the principal before the maturity date, we may impose a penalty of a minimum of 180 days of interest, whether earned or not, on the amount withdrawn. You will have a grace period of 10 days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Please contact your local Clarkston State Bank branch for more information.
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