Understanding Deposit Account Insurance
There are several institutions and banking resources aimed at supporting and protecting consumer deposit assets. You can learn more at the following websites:
- How Are My Deposit Accounts Insured by the FDIC? – Use this online guide to understand the basics about FDIC-insured deposit accounts and insurance coverage levels and guidelines for your accounts.
- FDIC’s Electronic Deposit Insurance Estimator – EDIE is a tool that calculates the insurance coverage for your deposit accounts on a per-bank basis.
- FDIC – The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.
- The Federal Reserve – The Federal Reserve System is the central bank of the United States.
For information regarding savings bonds from the U.S. Department of the Treasury, visit:
- U.S. Savings Bonds – a U.S. savings bond is a government bond that offers a fixed rate of interest over a fixed period of time. These bonds are not subject to state or local income taxes.
Business Banking Resources
Below are a few federal and state organizations that help to support business development and provide useful resources for small and local businesses: