About Us

Creating Opportunities, Not Obstacles

Whether your business is local, regional or global, Clarkston State Bank has the experience and resources to help you succeed and grow. We are the only bank headquartered in Southeast Michigan that understands our local industries and economy, and how they affect your ability to do business on any scale. Our team is deep and knowledgeable — built on experience working at global banking giants as well as handshakes at the corner coffee shop. It’s in our DNA to go the extra mile to get to know you and your business, so that we can find flexible solutions to your banking and financing needs.


The core focus of Clarkston State Bank is its commitment to its customers and its focus on community. Management believes that by employing exemplary customer service, customers will realize the intrinsic value of dealing with a locally operated financial institution. As a result of this commitment, the staff works to ensure the prosperity of our customers through uncompromised dedication to meeting their financial needs. Clarkston State Bank operates its two branches in prestigious Oakland County. Oakland County is one of Michigan’s most prosperous counties and one of the wealthiest counties in the nation among counties with more than one million people.

Accolades & Endorsements

5-Star Rating Bauer Financial

5-Star Rated by BauerFinancial for 2017

Clarkston Best of the Best Bank 2017

2017 Best of the Best: Best Bank

SBA Preferred Lender

U.S. Small Business Administration (SBA) Preferred Lender

Oakland County Business Finance Corporation

2010 Bank of the Year


Beginning in 1911, the Main Street branch of Clarkston State Bank (the “Bank”) was opened to provide banking services to the downtown area as well as surrounding farms. The Bank provided a much needed local presence for banking services. Over the years the ownership has changed and in 1997 National Bank of Detroit closed the branch and discontinued what had been a fixture in the community for 86 years. However, in 1998, several local entrepreneurs resurrected the Bank and began operating in the classic building once again.

Clarkston Financial Corporation (the “Corporation”) is the bank holding company for Clarkston State Bank. The Corporation was chartered in 1998 and opened its doors for business in January 1999. Clarkston State Bank is a Michigan State Chartered financial institution engaging in community banking within North Oakland County, Michigan and surrounding counties. Today the Corporation, through its subsidiary bank, offers a wide array of banking services to both retail and commercial customers. The Bank operates two full service branches in Oakland County.