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ACH is the electronic transfer of funds from an account in one financial institution to an account in another financial institution.  One institution acts as the Originating Bank and the other institution acts as the Receiving Bank.  The ACH account is generally set up at the originating institution.

With the assistance of Cash Management, Clarkston State Bank offers ACH origination services to its customers.  Businesses can process their own employee payrolls or collect customer payments.  Pricing is based on the number of transactions the customer processes during the month.